Manufactured Housing Finanancing by PS HOME LOAN
MOBILE HOME LOANS By PS Loan
2210 E. VISTA WAY, SUITE 1 VISTA, CA 92084
TOLL FREE 1-800-235-7408
FAX (760) 806-1750

EMAIL: mobile-home-loans@psloan.com

Find modular and manufactured prefabricated homes for less from Modular Experts.

Prefab Modular Homes

When looking into buying homes, people are faced with many choices. First, there are homes that can be built or have been built on-site. There are manufactured homes, or mobile homes which are made and assembled in a factory. These homes are located in lots which are zoned for manufactured homes and can travel along with the family. Prefab modular homes are the third type of homes, and have many advantages over the other two options.

Prefab Modular homes are cheaper than custom homes built on-site and are almost indistinguishable for regular homes. Prefab modular homes are built in sections at the factory. Each part is inspected in accordance to Federal regulations and HUD standards. Prefab modular homes can be built quickly and people who order prefab modular homes can expect to wait only 4 our 5 months from the time the home is designed to the time it building is completed. Since the parts are made in the factory, adverse weather conditions do not interfere with the building process, and this is a distinct advantage over traditional homes which are sometimes delayed because of harsh winters or very hot summers. Also, some of the sections of the home can be damaged by extreme weather, but since prefab modular homes are made in an indoor factory, none of these obstacles are present.

Once the parts of prefab modular homes are made, they are transported to the building site and are assembled on a pre-made foundation. This part of the process can take several weeks and goes much more quickly than traditional house building. The results should be indistinguishable from an on-site home, and it is possible to find prefab modular homes in any style. Manufactured homes may or may not be covered by a traditional mortgage; this depends on the lending agency or the state. Even without a traditional mortgage, it is not difficult to find reasonable funding options that suit any budget. 

Some who are looking into purchasing prefab modular homes want to save money and to spend less than they would on a traditional home. However, many people are discovering the advantages prefab modular homes have over traditional homes, which means paying a much lower price for a similar product, enjoying the convenience of prefab modular homes, since they are much faster to build and are not affected by adverse weather conditions. Like traditional homes, prefab modular homes usually increase with value over time, which is not the case with manufactured homes or mobile homes.

Many customers are involved with the design of their prefab modular homes whereas in some places, many similar homes are constructed to be placed in a certain area. Custom homes may cost more, but many homeowners feel that they are worthwhile, since they carry an individuals’ stamp on the final product. Many owners of prefab modular homes are involved in every aspect of design, building and assembly. Others choose to live in communities of already existing prefab modular homes. Prefab modular homes are a convenient and inexpensive way to own your home.

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