Manufactured Housing Finanancing by PS HOME LOAN
MOBILE HOME LOANS By PS Loan
2210 E. VISTA WAY, SUITE 1 VISTA, CA 92084
TOLL FREE 1-800-235-7408
FAX (760) 806-1750

EMAIL: mobile-home-loans@psloan.com

Find modular and manufactured prefabricated homes for less from Modular Experts.

Small Modular Homes

Modular homes come in all sizes and floor plans. So the first thing you need to do when looking for a home is to decide if smaller modular homes suit your needs. If this is the case, then you can save a great deal of time and money in the long run.  Small modular homes are ideal as a weekend getaway by the lake or in the woods. They are good as a temporary structure and can then be moved if you decide to sell the property but want the same house elsewhere.  

It could also be an addition to an existing home. These can be added to the side of the existing home or affixed on top of the existing one-story to make it into a larger two-story home. Small modular homes are also ideal for singles, or small families with a limited budget.  The Federal Manufactured Home Construction Safety Standards ensures that your small modular homes investment is secure. It regulates the design, construction, structural durability, transportability, fire resistance and energy efficiency of your home in a manner similar to its dealings with other modular homes.

Single section homes are as efficient and of the same quality as multi-section homes. Small modular homes can be located on private property as also manufactured housing developments. Small modular homes have another set of advantages too. Much easier to manufacture, assembly, and transport, costs are kept at a minimum making them highly affordable to everyone. These are usually single-section homes with an average 1,100 square feet of living space costing around $30,000. Other benefits of small modular homes include a lesser area to furnish and maintain lower costs of heating and cooling, better to manage and monitor security, and a lower mortgage.

Small modular homes can also be completed at a faster pace than the bigger ones. Irrespective of whether you opt for a small home or a big home, make sure that the plot where you set your modular house is in an area that is likely to have appreciating property prices with time. This will ensure that your investment will pay off in a few years should you feel compelled to sell in a few years. Also based on the geographic location of your home, make sure that the wind zone, energy zone and roof-load zones are adequately satisfied.

These zones are specified by the government to make sure that your home is afforded some protection from the fury of the elements. Another thing to check for is a solid foundation. The foundation should keep your home from floating away in incessant rains or storms and stay put during hurricanes and tornadoes, again depending on where you live. Special features for the physically handicapped or anyone with special needs can also be incorporated into small modular homes provided you talk to your dealer or buyer well in advance. Try and get a long term warranty on your modular home. Warranties depend upon the builders and local laws so check with your local modular housing board and get the facts before you sign up for a small modular home.

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