Manufactured Housing Finanancing by PS HOME LOAN
Get the financing you need for your mobile home or manufactured home.
About PS Home Loans
What our Customers Say
Services & Programs
Property Guidelines
Relocation & Instalation
Mobile Home Freq, Questions
Mobile Home Loan Application
Related Links
Modular Homes For Less
P.S. Loan Home Page

New Manufactured Homes


Whether you are a first time home buyer or an experienced one, you know that buying a home is the biggest and most important investment you can make in your lifetime.  Real estate has a value unlike any other goods in the United States.  When you buy a home, not only is it your refuge, place to spend time with family and friends, and a place to sleep, it is also a large investment in your future.  The housing market constantly changes, but one thing is certain: a high quality home will never lose value.  New manufactured homes are becoming a very popular choice for people looking to make such an investment.  There are a few important things you should know when considering new manufactured homes.  First and foremost, in most cases, these types of homes generally cost less than other traditionally built homes.  This is because it costs less to build them, and the materials are also less expensive, because the builders get a discounted price on materials.  Generally speaking, new manufactured homes can cost anywhere from around $20,000 to approximately $110,000.  This is much less expensive than a different kind of home.  It is important to keep in mind, however that this cost does not usually include the price of the land that the home is built on.  A home buyer can choose to either purchase a lot (land) outright, or “rent” or lease the land where the home will sit.  New manufactured homes must follow certain guidelines as set forth by the Department of Housing and Urban Development, meaning that they have to be built on specific standards.  This ensures that the home will be built properly and keep its high quality.

The standards set forth for new manufactured homes help to ensure that they are energy efficient, the electrical work inside and out of the home are to standard, they are strong and durable, fire resistant, and easily transportable.  All of these factors have helped to boost the sale of new manufactured homes in the United States.  Another plus of buying this type of home is that the buyer can choose the size and layout of the home.  Most new manufactured home floor plans range anywhere from 900 to over 2,000 square feet in size.  The choice is up to the buyer, and they can pick out a home that will best suit their family’s needs.  Another great feature of new manufactured homes is that they come with a factory warranty.  This warranty should cover items like any structural damage that might occur, problems with plumbing, electrical and heating and cooling systems, and any appliance issues as long as they are factory installed.  This warranty can help put home buyers’ minds at ease in the event that they have a problem, and it can save a lot of money as well.  Most new manufactured homes are sold through authorized retailers.  These retailers allow buyers to look through their inventory of homes, tour model homes, and many will allow you tour the factory where the homes are built as well.  Look for a reputable builder in your area and get ready to move into your new manufactured home today.

PS Home Loans is a subsidiary of and operates as a d/b/a under Pacifica South Bancorp
License # 01219912, California Department of Real Estate (916) 227-0770. Pacifica South Bancorp is not licensed under NMLS and is not authorized to offer Single Family 1-4 Residential Loans at this time.

Privacy Policy | Terms Of Use